Many people in the US widely use American Express Card for the brand name this company has as a major publicly-traded financial services agency. It is a widely used service for frequent travellers as it offers the most secure ways to carry money. In addition to security, it also offers many perks and benefits like discounts via the ‘points’ system. If your job includes a lot of moving around, then American Express Card is a very good option for you as it has one of the best reward systems out there. But what if you are not traveling anymore? Maybe you have just retired or switched to a job that requires less locomotion. In that case, you might ask how to cancel American Express Card?
American Express Card is comparatively an easy card to cancel. Most credit card companies try to make the cancellation process as hard as possible, but American Express doesn’t. If you have made your mind, you will definitely see it through the end. You just have to make sure that you don’t have any outstanding balance when you do it because it will list you as a defaulter, and that will hurt your credit score. Now before we tell you how to cancel American Express Card and you go on with it, transfer any of your remaining rewards or use them; otherwise, you will lose them. You can also move the outstanding balance to other cards and pay off at a later date.
There are three fundamental ways you can cancel your American Express Card. Follow these methods, and you will no longer need to wonder how to cancel the American Express Card.
If you still use a mailing service, write a letter to American Express Credit Card. Make sure you mention the reason for cancellation, account number, name, and contact information. In the end, please don’t forget to ask them that they inform credit bureaus about the closing of your account. These are the mail addresses for American Express Card:
- PO Box 981535
- American Express
- El Paso, TX 79998-1535
There is a contact number given at the back of your credit card. In case you don’t have your card with you right now, the number is 800-528-4800. As a side note, it is always helpful to write down the representative agent’s ID for future reference.
Why get into the hassle of mailing or calling when you have advanced digital contact systems today. Visit the American Express and log-in to your online account. Once you are in, click on the live chat button at the lower left. A customer representative will connect with you, and you can request them to cancel your card.